Built for modern care

Never lose a patient to upfront costs again.

BlossomFi offers flexible payment plans that give every patient a way to say yes – growing your practice revenue with zero friction.

  • No website required to offer BlossomFi
  • Industry-leading approval rates~90% approvals
  • Instant provider funding upon payment plan acceptance
  • Bundled BNPL + merchant fees that outperform competitors
Get StartedSee how it works
Treatment Plan
$3,200
Smile Restoration Package
Approved ✓
Monthly payment$89/mo
Term36 months
Savings10%
Patient Approved
Funds Available Now
50%
Fees Savings
vs Typical BNPL
No Hard Inquiry
On Customers
90%
Patient and Customer
Approval Rates
Fast Onboarding
And Even Faster Payments

Built for every care provider

From Aesthetic procedures to wellness packages and retreats, BlossomFi powers patient financing across all healthcare specialties with one seamless platform.

By the Numbers – What to expect

BlossomFi helps practices grow profits and performance while making it easier for patients to pay for their needs and care.

50%
Fees SavingsAverage savings on BNPL processing versus typical merchant checkout fees
+20%
Customer BasePractices gain more customers when pay-over-time is offered up front
+40%
Average Purchase ValueTransactions average 15–40% larger when BNPL is offered at checkout
90%
Very High Approval RateIndustry-leading approvals across all credit profiles

How BlossomFi works for your practice
in 3 easy steps

01

Create your offer

Name it, price it, and describe it: treatment bundles, wellness packages, retreat stays, weight-loss programs, coaching containers, or any packaged care you sell. From your provider portal, build custom offers with shareable BlossomFi checkout URLs in minutes.

02

Share the link

Send it by text, email, or pull it up at the front desk. No website, invoicing integrations, or clunky financing apps required to offer BlossomFi. Your team stays in control of when each invite goes out, with no re-keying forms or awkward payment conversations.

03

Client applies & pays

They complete checkout on BlossomFi, with many approvals in minutes. When they accept a plan, funds reach your account quickly, with bundled BNPL and merchant fees structured so you keep more. BlossomFi handles repayment with the client, not your billing team.

More Patients,
More Care Delivered

Med spa treatment
Med Spa Practice
$45,000
with BlossomFi in 60 days
Meaningful growth
in case acceptance
  • +30% Booked Cases

    Payment plans and BNPL can lift conversion by up to 30%.

  • +40% Average Order Value

    Patients spend more when they can pay over time.

  • 40% From New Patients

    Financing brings in first-timers who wouldn't have booked otherwise.

  • 66% Leave Without It

    No preferred payment option? Many patients go elsewhere.

Get Started

We built BlossomFi because patients deserve better.

Too many people delay or skip care they genuinely need – not because the treatment isn't right for them, but because the upfront cost feels impossible. At the same time, good providers lose revenue and patient relationships to that same moment of hesitation at checkout.

BlossomFi was built to close that gap – with financing that's transparent for patients, simple for practices, and designed around care rather than just conversion. We're a new company. We don't have decades of data to quote yet. What we do have is a clear mission, a team that has worked in healthcare finance for years, and a commitment to earning your trust over time.

Licensed & Compliant
NMLS licensed entity
Bank-Grade Security
256-bit encrypted data
Full Transparency
No hidden fees, ever
Early Access Partners
Help shape the product

Save on time, fees,
and headaches

90% Approval Rate

More approved patients means more completed treatments, and more revenue for your practice.

Save 50% vs. the Competition

BlossomFi costs up to 50% less than Affirm, Klarna, or Cherry, without sacrificing approval power.

0% Interest Plans

Offer your clients flexible 6- or 12-month payment plans at 0% interest, making high-ticket services truly accessible.

Instant Merchant Payout

Once a client is approved, funds transfer immediately to your linked merchant account. No waiting. No delays.

BlossomFi Saves Merchants
Nearly 50–58%

BlossomFi compared to Klarna, Affirm, and Cherry on base rate, fees, and effective cost.
Feature
Klarna
Affirm
Cherry
Blossom
Base rate5.99%5.99%7.89%4.49%
Per transaction fee$0.30$0.30None$0.10
Processing fees~2.9%~2.9%~2.9%Included (all-in)
All-in effective rate (on $1,000)8.92%8.92%10.79%4.50%
Cost on $1,000 sale$89.20$89.20$107.90$45.00
BlossomFi savings vs competitors
Save 49.6% with BlossomFiVS Klarna
$44.20 per $1,000
Save 49.6% with BlossomFiVS Affirm
$44.20 per $1,000
Save 58.3% with BlossomFiVS Cherry
$62.90 per $1,000
Lowest cost. All-in pricing.

Ready to let your practice bloom?

We're onboarding our first wave of provider partners. Join early and help shape how BlossomFi works – no monthly fees, no long-term commitment.

Apply for Early Access